Paying for
your treatment

How do I apply?

Click here to apply text on blue background

You will need to complete a simple, online credit application. Just click on the apply now button above, and enter your patient ID number that can be found on your appointment letter.

The information is sent by Chrysalis to the lender immediately and a reply is usually received by return. You can then either sign a credit agreement on screen, or have it emailed for you to complete at home.

How much can I borrow?

You can borrow between £350 and £25,000, subject to status. You must be over 18 to apply, and you must have lived in the UK for at least 3 years.

Do I have to pay a deposit?

A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.

How much are the repayments?

This will depend on the amount you borrow and whether you pay a deposit. Our staff will show you, completely without obligation, the monthly repayments for your particular treatment. We offer 0% interest free finance over 6 or 10 months, and interest bearing finance at 12.9% APR over longer terms*.

Calculate for yourself the monthly repayments for your treatment by entering the cost in the Chrysalis calculator:

How do I make the repayments?

The monthly payments are collected by Direct Debit, starting 14 days after you sign the credit agreement, and are subject to the usual guarantee from your bank.

When can I start the treatment?

Treatment can start 14 days after the credit agreement is signed.

What if I decide that I don’t want the finance?

There is a statutory ‘cooling off’ period of 14 days after signature during which you can cancel the credit agreement with no cost to you. However, if you have started any treatment which would have been financed, you will have to make other arrangements to pay for it.

Who provides the finance?

Representative example* Amount of Credit £3400.00; 60 monthly payments of £75.98; Total amount repayable £4558.51; Representative 12.9% APR variable. Other Terms and Conditions apply. Acceptance subject to credit status.

The finance is arranged through Chrysalis Finance Ltd, a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under FRN 631193. Company No. 06541664, PO Box 404, Alderley Edge, Cheshire SK9 0EA.

Ramsay Health Care UK Operations Limited is authorised and regulated by the Financial Conduct authority under FRN 702886. Ramsay Healthcare UK Operations is acting as a credit broker to Chrysalis Finance Limited. Ramsay Healthcare UK Operations Limited does not receive payment for arranging credit. *Credit acceptance is subject to application and status. Terms and conditions apply.